重大事件即時報告 8-K 2026-08-03

Hancock Whitney完成收購One Florida Bank 擴大佛州據點

AI 繁中摘要

收購完成📌 Hancock Whitney 完成 One Florida Bank 收購

美國區域銀行 Hancock Whitney Corporation（納斯達克：HWC）於 2026 年 8 月 3 日宣佈，已完成對 OFB Bancshares, Inc.（One Florida Bank 母公司）的收購，交易於 2026 年 8 月 1 日正式生效。是次交易最早於 2026 年 5 月 15 日對外公佈，屬於 8-K 申報文件的重大事項披露。

🔹 交易重點
- 收購對象：OFB Bancshares, Inc.，旗下擁有一家佛羅里達州銀行 One Florida Bank。
- 生效日期：2026 年 8 月 1 日。
- 系統整合：預計於 2026 年第四季度完成核心系統轉換。

🔹 戰略意義
今次收購進一步擴大 Hancock Whitney 在佛羅里達州的據點，強化其於美國東南部地區的銀行服務網絡。目前該行業務覆蓋密西西比、阿拉巴馬、佛羅里達、路易斯安那及德克薩斯州，並設有商業及零售銀行、私人銀行、信託投資、醫療銀行及按揭服務。

🔹 管理層展望
公司未有於新聞稿中提供具體財務預測，但強調交易完成後將專注於客戶保留、系統整合及實現成本協同效益。管理層同時提醒，實際業績可能受多項風險因素影響，包括客戶留存、員工過渡、第三方批准及協同效應實現程度等，詳細風險因素載於其 2025 年度 10-K 年報及後續定期報告。

🔹 對投資者的潛在影響
短線而言，交易完成屬預期內進展，焦點將落在第四季度系統轉換是否順利，以及收購能否如期貢獻盈利。投資者宜留意日後季度業績中收購相關開支、存款及貸款增長整合情況，以評估協同效應是否兌現。

展開英文正文

EX-99.1
2
d118362dex991.htm
EX-99.1

EX-99.1

Exhibit 99.1

FOR IMMEDIATE RELEASE

August 3, 2026

For more information

Ashleigh Flower Wilshire, SVP, Head of Investor Relations

504.299.5076 or [email protected]

Hancock Whitney Completes One Florida Bank Acquisition

GULFPORT, Miss. (August 3, 2026) — Hancock Whitney Corporation (Nasdaq: HWC) (“Hancock Whitney”), announced earlier today that it has
completed the acquisition of OFB Bancshares, Inc. (“OFB Bancshares”), parent company of One Florida Bank, effective August 1, 2026. The transaction was announced on May 15, 2026. The systems conversion is expected to take place
in the fourth quarter of 2026.
About Hancock Whitney

Since the late 1800s, Hancock Whitney has embodied core values of Honor & Integrity, Strength & Stability, Commitment to Service, Teamwork,
and Personal Responsibility. Hancock Whitney offices and financial centers in Mississippi, Alabama, Florida, Louisiana, and Texas offer comprehensive financial products and services, including traditional and online banking; commercial and small
business banking; private banking; trust and investment services; healthcare banking; and mortgage services. The company also operates combined loan and deposit production offices in the greater metropolitan areas of Nashville, Tennessee, and
Atlanta, Georgia. More information is available at www.hancockwhitney.com.
Important Cautionary Statement about Forward-Looking Statements

This release contains forward-looking statements within the meaning of, and subject to the protections of, section 27A of the Securities Act of 1933,
as amended, and section 21E of the Securities Exchange Act of 1934, as amended. Any statement that does not describe historical or current facts is a forward-looking statement. These statements often include the words “believes,”
“expects,” “anticipates,” “estimates,” “intends,” “plans,” “forecast,” “goals,” “targets,” “initiatives,” “focus,”
“potentially,” “probably,” “projects,” “outlook,” or similar expressions or future conditional verbs such as “may,” “will,” “should,” “would,” and
“could.” Forward-looking statements are based upon the current beliefs and expectations of management and on information currently available to management. Our statements speak as of the date hereof, and we do not assume any obligation
to update these statements or to update the reasons why actual results could differ from those contained in such statements in light of new information or future events.

Forward-looking statements are subject to significant risks and uncertainties. Investors are cautioned against placing undue reliance on such statements.
Statements about the acquisition, including future financial and operating results, may differ materially from those set forth in the forward looking statements, including as a result of changes in the level of business contracts acquired, the
ability to retain customers and employees following closing, receipt of certain third party approvals and the ability to realize expected cost savings or other synergies from the acquisition. Additional factors that could cause actual results to
differ materially from those described in the forward-looking statements can be found in Part I, “Item 1A. Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2025
and in other periodic reports that we file with the SEC.