季報
季度報告
10-Q
2026-07-30
Peoples Bancorp第二季淨收入增32%至2795萬美元 信貸損失準備大幅下降
AI 繁中摘要
📄 **Peoples Bancorp Inc. (PEBO) 10-Q 季度報告摘要 — 截至 2026 年 6 月 30 日**
**申報類型:** 10-Q(季度報告)
**財政期間:** 2026 年第二季度(截至 2026 年 6 月 30 日止三個月及六個月)
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**業績重點:**
📈 **盈利能力顯著提升**
第二季度淨收入錄得 **2,795 萬美元**(每股攤薄盈利 $0.78),相比去年同期 2,121 萬美元($0.59)增長近 32%。上半年淨收入達 **5,696 萬美元**($1.59),較去年上半年 4,555 萬美元($1.28)增長約 25%。
💰 **淨利息收入穩步增長**
第二季度淨利息收入為 **9,273 萬美元**,較去年同期的 8,758 萬美元上升 5.9%;上半年累計 **1.831 億美元**,同比增長 6.0%。增長主要受惠於利息收入增加(第二季度 1.276 億美元 vs 1.264 億美元)及利息支出下降(3,485 萬美元 vs 3,883 萬美元),反映存款成本受控。
🛡️ **信貸損失準備大幅下降**
第二季度信貸損失撥備僅 **471 萬美元**,遠低於去年同期的 1,664 萬美元;上半年撥備 **1,440 萬美元**,亦較去年 2,683 萬美元減少 46%。顯示資產質量改善及信貸環境好轉。
📉 **非利息收入受投資證券虧損拖累**
第二季度非利息收入 **2,038 萬美元**,較去年同期的 2,688 萬美元下跌 24%,主因是錄得 **投資證券淨虧損 818 萬美元**(去年同期無此項虧損)。扣除該一次性影響後,核心非利息收入(如電子銀行、信託及租賃收入)實際呈增長。
📊 **資產負債表摘要:**
- 總資產:**95.4 億美元**(較 2025 年底減少 1.1%)
- 貸款及租賃淨額:**67.43 億美元**(輕微增長)
- 存款總額:**74.56 億美元**(下降 2.0%),其中無息存款增加,有息存款減少
- 股東權益:**12.37 億美元**(上升 2.5%)
- 每股賬面值:約 $34.40(按 3,594 萬股計算)
**現金流與資本活動:**
上半年經營活動現金流 **9,057 萬美元**,高於去年同期的 8,498 萬美元。公司繼續回購股份(上半年共回購約 224 萬美元庫存股),並派發每股 $0.83 股息(較去年 $0.81 增加)。
**管理層展望(推斷):**
雖然管理層
展開英文正文
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2026 OR ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission File Number: 000-16772 PEOPLES BANCORP INC. (Exact name of Registrant as specified in its charter) Ohio 31-0987416 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 138 Putnam Street, P.O. Box 738, Marietta,Ohio 45750 (Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code: (740)373-3155 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registered Common Shares, without par valuePEBOThe Nasdaq Stock Market Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x No o Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes x No o Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated fi