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重大事件 外國發行人報告 6-K 2026-07-28

Klarna獲選為Apple新租賃計劃供應商 提供iPhone及Mac等硬件租賃服務

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Klarna（Klarna）於 2026 年 7 月 28 日透過美國證交會 6-K 文件發布新聞稿，宣布將成為 Apple 新硬件租賃計劃「Apple Upgrade」的租賃服務供應商，在美國市場提供 iPhone、Mac、iPad 及 Apple Watch 的租賃選項。 計劃要點方面，客戶可選擇 12 或 24 個月租期租用 iPhone 及 Apple Watch；Mac 和 iPad 則提供 24 或 36 個月租期。首次登記 Apple Upgrade 時，客戶可將現有設備作 trade-in，以降低首段租期的每月付款。租約期滿後，客戶可選擇升級至最新型號、購買該設備或歸還設備；升級需簽訂新租約及歸還舊機，並須通過資格及信貸審批。 Klarna 表示，Apple 與 Klarna 已建立流暢的結賬體驗，客戶在簽訂租約前可清楚了解條款。申請過程只需數分鐘，可於 Apple Retail 網上商店、Apple Store App 及美國門市進行；經 Klarna 批核後即可完成交易。門市客戶可即時取機，網上客戶則可選擇送貨或門市取貨。客戶亦可在 Klarna App 內查閱即將到期的付款，全程管理租約。該租賃選項目前已於美國 Apple Store 網上商店、Apple Store App 及門市推出。 是次合作顯示 Klarna 進一步拓展與 Apple 的關係，從支付服務延伸至硬件租賃市場，有助擴大其客戶基礎及經常性收入來源。不過，租賃業務涉及信貸及設備折舊風險，實際財務影響仍須視乎採用率及違約情況。新聞稿並無提供管理層對未來業績的具體展望。📋💳
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exhibit991pressrelease

Klarna to power Apple Upgrade, a new hardware leasing program offered by Apple New York, July 28, 2026 - Klarna, the global digital bank and flexible payments provider, today announced it would be the leasing provider behind the Apple Upgrade program, a new hardware leasing option available from Apple in the United States. Lease Apple hardware for low monthly payments Provided by Klarna, Apple Upgrade offers customers a new way to pay for eligible iPhone, Mac, iPad and Apple Watch. Customers can select from 12- and 24-month leasing options for iPhone and Apple Watch, and 24- and 36-month leasing options for Mac and iPad. In addition, when customers first enroll in Apple Upgrade, they can trade in an existing device to further lower their monthly payments during their initial lease term. The freedom to upgrade, return, or buy When the lease ends, customers choose what suits them: upgrade to the latest model*, purchase their device, or return it. A seamless checkout, and easy to manage payments Apple and Klarna have built an easy and seamless checkout experience which shows customers exactly what customers are agreeing to before they enter into a lease. Upon choosing their preferred device and leasing term customers can apply at Apple Retail, both online, in-store, and Apple Store app. Customers can apply within minutes, and if approved by Klarna, can complete their transaction at Apple Retail and Apple Store as usual. In-store customers can enjoy their new device right away, while online customers can choose delivery or in-store pickup. Customers can see their upcoming payments in the Klarna app and stay on top of their lease from start to finish. The Klarna leasing option is available now on the Apple Store online, in the Apple Store app, and at Apple Store locations in the United States. *Upgrades require entering into a new lease and returning your prior device, and are subject to eligibility and credit approval.