重大事件
即時報告
8-K
2026-07-23
Truist Financial成功發行12.5億美元4.957%高級中期票據
AI 繁中摘要
Truist Financial Corporation（股票代碼：TFC）於2026年7月23日提交了一份8-K表格，披露已成功發行及出售總值12.5億美元（USD）的4.957%固定至浮動利率高級中期票據（Series I, Senior），該票據將於2030年7月23日到期。📄
這批票據是根據之前已提交的S-3表格註冊聲明（編號333-276600）發行的，屬於公司常規債務融資的一部分。發行所得款項將用於一般企業用途。作為申報的一部分，Truist亦一併提交了Mayer Brown LLP律師事務所就票據發行有效性所出具的法律意見書。
是次發行進一步鞏固了Truist的資本基礎，並為其提供了中期固定收益資金來源。由於票據採用固定至浮動利率結構，初期利率為4.957%，其後將轉為浮動利率，有助管理利率風險。對投資者而言，這批高級票據的信用評級與Truist本身的主體評級掛鉤，屬於相對穩健的固定收益選擇。💰
潛在影響方面，此舉不會即時稀釋普通股股東權益，但會增加公司的債務負擔。投資者應留意Truist的整體槓桿水平及未來盈利能力，以評估其償債能力。總體而言，這是一次常規的債務資本市場操作，顯示Truist在利率環境下仍能順利籌集資金，市場信心穩定。📊
展開英文正文
8-K TRUIST FINANCIAL CORP 5.853% Fixed-to-Floating Rate Normal Preferred Purchase Securities each representing 1/100th interest in a share of Series J Perpetual Preferred Stock false 0000092230 0000092230 2026-07-23 2026-07-23 0000092230 us-gaap:CommonStockMember 2026-07-23 2026-07-23 0000092230 tfc:SeriesIPreferredStockMember 2026-07-23 2026-07-23 0000092230 tfc:SeriesJPreferredStockMember 2026-07-23 2026-07-23 0000092230 tfc:SeriesOPreferredStockMember 2026-07-23 2026-07-23 0000092230 tfc:SeriesRPreferredStockMember 2026-07-23 2026-07-23 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 23, 2026 Date of Report (Date of earliest event reported) Truist Financial Corporation (Exact name of registrant as specified in its charter) Commission file number: 1-10853 North Carolina 56-0939887 (State or other jurisdiction of incorporation) (I.R.S. Employer Identification No.) 214 North Tryon Street Charlotte, North Carolina 28202 (Address of principal executive offices) (Zip Code) (844) 487-8478 (Registrant’s telephone number, including area code) Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, $5 par value TFC New York Stock Exchange Depositary Shares each representing 1/4,000th interest in a share of Series I Perpetual Preferred Stock TFC.PI New York Stock Exchange 5.853% Fixed-to-Floating Rate Normal Preferred Purchase Securities each representing 1/100th interest in a share of Series J Perpetual Preferred Stock TFC.PJ New York Stock Exchange Depositary shares, each representing 1/1,000th interest in a share of Series O Non-Cumulative Perpetual Preferred Stock TFC.PO New York Stock Exchange Depositary Shares each representing 1/1,000th interest in a share of Series R Non-Cumulative Perpetual Preferred Stock TFC.PR New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Item 8.01 Other Events. On July 23, 2026, Truist Financial Corporation (the “Company”) issued and sold $1,250,000,000 aggregate principal amount of its 4.957% Fixed-to-Floating Rate Medium-Term Notes, Series I (Senior), due July 23, 2030 (the “Notes”). The Notes were registered under the Securities Act of 1933, as amended, pursuant to a registration statement on Form S-3 (File No. 333-276600) filed by the Company with the Securities and Exchange Commission (the “Registration Statement”). In connection with the issuance and sale of the Notes, the legal opinion of Mayer Brown LLP, as counsel to the Company, regarding the issuance and sale of the Notes, is filed with this Current Report on Form 8-K and shall be incorporated by reference into the Registration Statement. Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description of Exhibit 5.1 Opinion of Mayer Brown LLP as to the validity of the Notes. 23.1 Consent of Mayer Brown LLP (included in Exhibit 5.1). 104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. TRUIST FINANCIAL CORPORATION (Registrant) By: /s/ Cynthia B. Powell Name: Cynthia B. Powell Title: Executive Vice President and Corporate Controller (Principal Accounting Officer) Date: July 23, 2026