重大事件
外國發行人報告
6-K
2026-07-20
Nu Holdings旗下Nubank收購Banco Porto Real獲銀行牌照 強化巴西監管合規
AI 繁中摘要
Nu Holdings Ltd.（紐交所代號：NU）於2026年7月20日提交6-K申報，宣布透過收購Banco Porto Real de Investimentos S.A. 全部股權，為其巴西金融集團新增一張銀行牌照。此舉旨在遵守巴西央行及國家貨幣委員會合發的第17號聯合決議，該決議對受監管機構的品牌名稱使用作出統一規定。Nubank早在2025年12月已向市場披露此意向。
收購完成後，Banco Porto Real的銀行牌照將加入Nubank現有的牌照組合（包括支付機構、信貸融資投資公司及證券經紀公司），進一步完善其業務架構。值得留意的是，新牌照納入Nu Pagamentos S.A. - Instituição de Pagamento 的集團後，不會增加額外資本或流動性要求，維持集團財務穩健及抗逆能力。對於巴西逾1.15億客戶而言，應用程式、產品、服務、品牌及機構名稱均維持不變，無任何影響。
交易尚待巴西央行審批，公司將適時公布重大進展。對投資者而言，此舉強化了Nubank在巴西的監管合規性及業務靈活性，有助長遠發展，但短期內對財務狀況無直接影響。
展開英文正文
6-K 1 nu20260720_6k.htm 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of July, 2026 Commission File Number 001-41129 Nu Holdings Ltd. (Exact name of registrant as specified in its charter) Nu Holdings Ltd. (Translation of Registrant's name into English) Campbells Corporate Services Limited, Floor 4, Willow House, Cricket Square, KY1-9010 Grand Cayman, Cayman Islands +1 345 949 2648 (Address of principal executive office) Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. Form 20-F (X) Form 40-F Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934. Yes No (X) Nubank to Add a Banking License in Brazil through the Acquisition of Banco Porto Real São Paulo, July 20, 2026 – Nu Holdings Ltd. (NYSE: NU) (“Nu” or the “Company”), one of the world's largest digital financial services platforms, announced today that it has entered into a share purchase agreement to acquire 100% of Banco Porto Real de Investimentos S.A. (“Banco Porto Real”). Through this transaction, Nubank will add a banking license to its financial conglomerate in Brazil, fulfilling the requirements of Joint Resolution No. 17, issued by the Banco Central do Brasil and the National Monetary Council, which standardizes brand name usage for regulated institutions. Nubank had already disclosed this intention to the market in December 2025. Once the acquisition process is finalized, Banco Porto Real's banking license will be added to the other licenses under which Nubank already operates in Brazil and which fully support its business model: Payment Institution; Credit, Financing, and Investment Company (Sociedade de Crédito, Financiamento e Investimento); and Securities Brokerage Company (Corretora de Títulos e Valores Mobiliários). The inclusion of this new license within the Nu Pagamentos S.A. - Instituição de Pagamento’s conglomerate does not impose additional capital or liquidity requirements, preserving its financial solidity and resilience. For the 115 million Nubank's customers in Brazil, nothing changes: the app, products, services, brand, and name of the institution all remain the same. The completion of this transaction is subject to approval by the Brazilian Central Bank, in accordance with applicable regulation. The Company will keep the market informed of any material developments. Investor Relations Guilherme Souto [email protected] Media Relations Simone Iwasso [email protected] SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Nu Holdings Ltd. By: /s/ Guilherme Souto Guilherme SoutoInvestor Relations Officer Date: July 20, 2026