重大事件
即時報告
8-K
2026-07-07
Oportun Financial 與 Column 簽訂新貸款計劃協議 初始合作期四年
AI 繁中摘要
Oportun Financial Corporation 提交 8-K 申報，披露與 Column National Association 簽訂新貸款計劃協議 📄
Oportun Financial Corporation（股票代碼：OPRT）於 2026 年 6 月 30 日透過子公司 Oportun, Inc. 與 Column National Association（「Column」）簽署一份《計劃管理協議》（「協議」），建立新的貸款發放計劃。
根據協議，Column 將在部分州份為消費者發起特定無抵押個人貸款。Oportun 則負責提供平台服務，包括市場推廣、申請處理、防詐騙、貸款服務及計劃行政管理，並受 Column 監督及遵守相關法規。
Oportun 獲准向 Column 購買由其發起的貸款（Column 自留的貸款除外）。協議包含若干獨家條款，涵蓋指定貸款產品及未來特定金融產品，惟須尊重現有銀行合作夥伴權利及其他例外情況。
協議涵蓋合規、監督、審計、報告、儲備、資訊安全、賠償、終止及有序結束等條款。
初始合作期為四年，屆滿後自動續約一年，除非任何一方提前發出不續約通知。
此項合作料可擴闊 Oportun 的貸款產品供應及資金渠道，惟具體財務影響有待後續季度業績體現。投資者宜關注未來 10-Q 申報中對該協議的完整披露。🔍
展開英文正文
oprt-202606300001538716☐00015387162026-06-302026-06-30 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 June 30, 2026 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware45-3361983 State or Other Jurisdiction of Incorporation or OrganizationI.R.S. Employer Identification No. 1825 South Grant Street, Suite 850 San Mateo,CA94402 Address of Principal Executive OfficesZip Code (650) 810-8823 Registrant’s Telephone Number, Including Area Code Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registered Common Stock, $0.0001 par value per shareOPRTNasdaq Global Select Market Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Item 1.01. Entry into a Material Definitive Agreement On June 30, 2026, (the “Effective Date”) Oportun Financial Corporation (the “Company”) through its subsidiary, Oportun, Inc., (“Oportun”) entered into a Program Management Agreement (the “Agreement”) with Column National Association, a national banking association (“Column”), establishing a new lending program. Under the Agreement, Column will originate certain unsecured personal loans for consumers in select states. Oportun will provide the platform, including marketing, application processing, fraud-prevention, servicing and program-administration services, subject to Column’s oversight and control and compliance with applicable law. The Agreement allows Oportun to purchase loans originated by Column, other than loans retained by Column. The Agreement includes certain exclusivity provisions with respect to specified loan products and certain future financial products, subject to existing bank partner rights and other exceptions. The Agreement includes compliance, oversight, audit, reporting, reserve, information-security, indemnification, termination and wind-down provisions. The Agreement has an initial term of four years and renews automatically for successive one-year periods unless either party provides timely notice of non-renewal. The foregoing description of the Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the Agreement, a copy of which will be filed as an exhibit to the Company's Quarterly Report on Form 10-Q for the quarter ending June 30, 2026. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. OPORTUN FINANCIAL CORPORATION (Registrant) Date:July 7, 2026By:/s/ Kathleen Layton Kathleen Layton Chief Legal Officer and Corporate Secretary