Figure Technology Solutions 公佈6月及第二季初步營運數據，多項指標超越指引上限

EX-99.1
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ex99-1.htm
EX-99.1

 

 

Exhibit 99.1

 

FIGURE TECHNOLOGY SOLUTIONS
REPORTS PRELIMINARY JUNE & Q2 2026 OPERATING DATA

 

Launches Weekly Operational
Tracking Dashboard to Provide Near-Real-Time Transparency

 

NEW YORK, July 7, 2026 (GLOBE NEWSWIRE) — Figure
Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) (“Figure”), the leading blockchain-native capital marketplace for the
origination, funding, sale, and trading of tokenized assets, today reported select unaudited preliminary operating data for the month
ended June 30, 2026 that have exceeded the top end of the company’s previously issued guidance ranges.

 

This reporting period marks Figure’s
transition away from historical monthly disclosures toward near-real-time operational transparency. Comprehensive metrics are now hosted
on a dedicated weekly dashboard at https://figure.com/investors/metrics. Updated every Tuesday after market close, the
platform delivers direct visibility into origination volumes, funding metrics, and overall marketplace
activity.

 

 
 Dollars in Millions 
 June

 2026
  
 May

 2026
  
 M/M 
 Change
  
 June

 2025
  
 Y/Y

 Change
 

 
 Consumer Loan Marketplace Volume 
 $1,519  
 $1,402  
  8% 
 $596  
  155%

 
 $YLDS In Circulation1 
 $556  
 $557  
  0% 
 $4  
  n.m. 

 
 Democratized Prime2 
     
     
     
     
    

 
 Matched Offers Balance 
 $392  
 $385  
  2% 
 $2  
  n.m. 

 
 Borrower Demand 
 $414  
 $412  
  1% 
 $13  
  n.m. 

 
 Available Lender Supply 
 $522  
 $500  
  4% 
 $5  
  n.m. 

 

 

 
 Dollars in Millions 
 Q2

 2026
  
 Q1

 2026
  
 Q/Q

 Change
  
 Q2

 2025
  
 Y/Y

 Change
 

 
 Consumer Loan Marketplace Volume 
 $4,259  
 $2,902  
  47% 
 $1,838  
  132%

 
 $YLDS In Circulation1 
 $556  
 $598  
  -7% 
 $4  
  n.m. 

 
 Democratized Prime2 
     
     
     
     
    

 
 Matched Offers Balance 
 $392  
 $368  
  6% 
 $2  
  n.m. 

 
 Borrower Demand 
 $414  
 $376  
  10% 
 $13  
  n.m. 

 
 Available Lender Supply 
 $522  
 $453  
  15% 
 $5  
  n.m. 

 

 

 

1 $YLDS launched in February 2025

2 Democratized Prime launched in June 2025

 

  

  

 

 

About Certain Operating Metrics

 

In order to better help understand our financial performance,
we use several operating metrics, some of which are discussed below, to evaluate our business and results, measure performance, identify
trends, formulate plans, and make strategic decisions. Our determination and presentation of these metrics may differ from that of other
companies. The presentation of these metrics is meant to be considered in addition to, not as a substitute for or in isolation from, our
financial measures prepared in accordance with GAAP.

 

Consumer Loan Marketplace Volume: We define Consumer
Loan Marketplace Volume as the total U.S. dollar equivalent value of originations of HELOCs, DSCRs, and personal loans on our LOS, as
well as the volume of third-party loans traded on Figure Connect. We believe this measure is an indication of our scale and represents
the potential revenue opportunity from the technology used for consumer credit loan originations.

 

$YLDS in Circulation: We define $YLDS in Circulation
as the total U.S. dollar equivalent value of unsecured face-amount certificates solely backed by the assets of Figure Certificate Company
(FCC), which is the issuer of the certificates. This is reported as an end of period outstanding balance.

 

Matched Offers: We define Matched Offers as the U.S.
dollar equivalent value of offers matched between borrowers and lenders on the Democratized Prime platform. This is reported as an end
of period outstanding balance.

 

Borrower Demand: We define Borrower Demand as the
U.S. dollar equivalent value that borrowers seek to borrow from the lending pool on the Democratized Prime platform. This is reported
as an end of period outstanding balance.

 

Available Lender Supply: We define Lender Supply as
the U.S. dollar equivalent value that lenders have made available in the lending pool on the Democratized Prime platform. This is reported
as an end of period outstanding balance.

 

Financial Disclosure Advisory

 

The information in this release is unaudited and the
information for the months in the most recent fiscal quarter is preliminary, based on Figure’s estimates, and subject to completion
of financial closing procedures. Final results for the most recent fiscal quarter, as reported in Figure’s quarterly and annual
filings with the U.S. Securities and Exchange Commission (“SEC”), might vary from the information in this release. Figure
may at times make revisions to prior estimates to ensure consistency across comparable periods.

 

  

  

 

 

Forward Looking Statements Disclaimer

 

This press release contains forward-looking statements
intended to be covered by the safe harbor provisions of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the
Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact contained in this press release,
including without limitation statements regarding our future financial performance, including our expectations regarding our operating
data. These statements involve known and unknown risks, uncertainties, and other important factors that may cause actual results to differ
materially from those expressed or implied by the forward-looking statements. In some cases, you can identify forward-looking statements
by terms such as “may,” “will,” “should,” “expect,” “plan,” “anticipate,”
“could,” “intend,” “target,” “project,” “contemplate,” “believe,”
“estimate,” “predict,” “potential,” or “continue,” or the negative of these terms, and
similar expressions. Forward-looking statements are predictions based largely on our current expectations and projections about future
events and financial trends that we believe may affect our business, financial condition, and results of operations. These statements
speak only as of the date of this press release.

 

Important factors that could cause actual results
to differ materially include, among others: our history of losses and the risk that we may not maintain profitability; our reliance on
HELOCs and exposure to fluctuations in the HELOC market and housing values; our ability to attract and retain borrowers, partners, and
loan purchasers and to drive adoption of Figure-branded and Partner-branded channels including Figure Connect; loan performance and default
rates and the effect of credit performance on access to and pricing of warehouse facilities, whole-loan sales, and securitizations; changes
in interest rates and U.S. monetary policy that impact originations, funding costs, and investor demand; legal and regulatory risks affecting
lending and mortgage-related activities and the evolving framework for digital assets, including potential changes in the characterization
or regulation of certain digital assets and related products; dependence on key third-party providers including cloud, custodial, valuation,
and data vendors and risks from outages or service disruptions; technology failures, cybersecurity incidents, or other operational disruptions;
protection and enforcement of intellectual property; compliance with licensing, consumer protection, privacy, data security, and sanctions/AML
laws, and shifting enforcement priorities at the federal and state levels; our ability to remediate previously identified material weaknesses
and meet our public company reporting and internal control obligations; competition; macroeconomic and geopolitical conditions; our dual-class
structure and concentrated voting control and related impacts on corporate governance; equity market volatility affecting our Class A
common stock; and the other risks described in “Risk Factors” in our Annual Report on Form 10-K for the period ended December
31, 2025, filed with the SEC on March 16, 2026, our Quarterly Report on Form 10-Q for the three months ended March 31, 2026, filed with
the SEC on May 15, 2026, and in our other filings with the SEC.

 

About Figure Technology Solutions, Inc

 

Figure is a blockchain-native capital
marketplace that seamlessly connects origination, funding, and secondary market activity. More than 380 partners use its loan origination
system and capital marketplace. Collectively, Figure and its partners have originated approximately $29 billion of home equity
to date, among other products, making Figure’s ecosystem the largest non-bank provider of HELOCs. The fastest growing components
are Figure Connect, its consumer credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s
ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, an SEC-registered
yield-bearing stablecoin that operates as a tokenized money market fund.

 

Figure is the market leader in real
world asset (RWA) tokenization. The company has received AAA ratings from S&P and Moody’s on multiple loan securitizations,
the first of its kind for blockchain finance. For more information, visit https://figure.com or follow Figure on LinkedIn.

 

News & Information Disclosure

 

Investors should note we may use
our website (https://www.figure.com/), our investor relations website (https://investors.figure.com/), our operating metrics website
(https://figure.com/investors/metrics) and the social media accounts of Figure, Figure Markets and/or Mike Cagney, our Co-Founder and
Executive Chairman, as a means of disclosing information and for complying with our disclosure obligations under Regulation FD. These
include X (@figure, @mcagney, @figuremarkets), LinkedIn (https://www.linkedin.com/company/figuretechnologies/, https://www.linkedin.com/in/mikecagney/),
Instagram (@figuretechnologies), Facebook (https://www.facebook.com/Figure/), and YouTube (@figuretechnologies). The information we post
through these channels may be deemed material. Investors should monitor these channels in addition to reviewing our press releases, SEC
filings, and public conference calls.