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季報 季度報告 10-Q 2026-08-07

第一中期銀行完成收購Two Rivers 總資產增至92億美元 次季淨利息收入升25%

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First Mid Bancshares(納斯達克:FMBH)公布截至2026年6月30日止季度及半年度業績。集團期內完成收購Two Rivers Financial Group,帶動資產規模顯著擴大。 📊 業績重點(未經審核) - 第二季淨利息收入7,966萬美元,高於去年同期的6,386萬美元;上半年淨利息收入1.504億美元,對比去年同期1.233億美元,增幅約22%。 - 第二季總利息收入1.149億美元(去年同期9,340萬美元);上半年總利息收入2.155億美元(去年同期1.810億美元)。 - 第二季利息支出3,523萬美元;上半年利息支出6,506萬美元,反映存款及其他借貸成本上升。 - 期內貸款利息收入為上半年1.937億美元(去年同期1.647億美元)。 🏦 資產負債表狀況(截至2026年6月30日) - 總資產92.1億美元,較2025年底的79.7億美元增加約15.6%,主要受收購帶動。 - 貸款總額69.3億美元(2025年底:60.1億美元);扣除信貸損失撥備後淨貸款68.4億美元。 - 存款總額75.7億美元(2025年底:64.0億美元)。 - 股東權益11.0億美元(2025年底:9.587億美元)。 - 信貸損失撥備8,699萬美元,高於2025年底的7,488萬美元。 - 商譽及無形資產分別為2.036億美元及6,985萬美元。 📌 主要事項 - 集團於2025年10月完成收購Two Rivers Financial Group,相關公平值調整及客戶名單等無形資產已入賬,反映在資產負債表內。 - 期內已發行股份增加至2,731萬股(2025年底:2,467萬股),與收購發行股份有關。 - 累計其他 Comprehensive Loss 為1.048億美元,較2025年底的1.013億美元擴大,主要與投資組合公平值變動有關。 🔍 投資者提示 收購顯著擴大集團在中西部(伊利諾伊州及威斯康星州)的業務版圖,貸款及存款基礎同步增長,利好中期收入動能。惟需
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10-Q
 
 
 
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