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季報 季度報告 10-Q 2026-08-07

Hanover Bancorp第二季淨收入406萬美元大增66% 每股盈利0.55美元

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Hanover Bancorp, Inc.(納斯達克:HNVR)公佈截至2026年6月30日止第二季度10-Q業績,期內盈利顯著增長。📈 第二季度淨收入為406.4萬美元,遠高於去年同期的244.3萬美元;每股攤薄盈利0.55美元,去年同期為0.33美元。上半年累計淨收入593.8萬美元,按年升約五成,每股盈利0.80美元。盈利增長主要受惠於淨利息收入擴闊,第二季度淨利息收入1,677萬美元,按年增加近200萬美元;同時信貸減值撥備大幅下降,由235.7萬美元減至50萬美元。 資產負債表方面,截至2026年6月30日,總資產約23.37億美元,較去年底略為減少;貸款總額約19.98億美元,存款總額約20.13億美元。股本權益約2.03億美元,資本狀況穩健。期內公司完成發行3,500萬美元次級債券,並償還2,500萬美元舊有次級債,同時亦重組FHLB借款,財務結構進一步優化。公司繼續派發每股0.10美元季度股息,並於第二季度回購約11.2萬股普通股。 非利息收入受按揭貸款出售收益減少影響,按年下跌;營運開支方面,去年同期的轉換費用不再出現,但薪酬及福利開支上升。整體而言,盈利能力明顯改善,信貸質素及撥備水平趨穩,對投資者屬正面訊號。文件內未有提供明確全年管理層指引,宜繼續留意利率走向及貸款需求變化。
展開英文正文
Hanover Bancorp, Inc. /MD_June 30, 2026
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