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季報 季度報告 10-Q 2026-08-07

Timberland Bancorp第三季淨利720萬美元 貸款增長帶動業績穩健

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Timberland Bancorp(納斯達克:TSBK)公布截至2026年6月30日止第三季度及首九個月業績(10-Q申報)。期內表現穩健,淨利潤錄得增長,主要受惠於貸款組合擴張及淨利息收入改善。 📊 業績重點(未經審計) - Q3 淨利潤:720萬美元(每股攤薄0.98美元),高於去年同期的710萬美元(每股0.90美元)。 - 首九個月淨利潤:2,310萬美元(每股攤薄2.92美元),對比去年同期2,070萬美元(每股2.60美元),按年增長約11%。 - 淨利息收入:Q3 為1,880萬美元;首九個月累計5,600萬美元,按年增加420萬美元,受惠於貸款增長及資金成本控制。 - 非利息收入:首九個月856萬美元,按年微增,其中貸款出售收益及服務收入均有上升。 - 信貸損失準備:首九個月合共提撥99.7萬美元,去年同期為71.3萬美元,反映貸款組合擴張下的審慎撥備。 🏦 資產負債狀況(截至2026年6月30日) - 總資產:20.6億美元,較2025年9月底增長約4,800萬美元。 - 貸款總額(扣除準備前):約15.15億美元,貸款減值準備為1,925萬美元。 - 存款總額:17.64億美元,首九個月淨增約4,690萬美元,資金基礎穩定。 - 資本及流動性維持穩健,FHLB借款餘額降至1,000萬美元。 💰 股東回報 - 季度股息:每股0.29美元,較去年同期增加。 - 首九個月合共派息每股0.86美元。 - 期內回購普通股約17.9萬股,反映管理層對資本運用的信心。 📈 投資者視角 銀行繼續以傳統社區銀行模式穩步擴張,貸款增長帶動淨利息收入
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